Financial Therapy for Individuals

Offering Virtual Appointments Only

Helping people improve their relationship with money to increase their financial well being.

I like to say that money is a language that we are expected to speak fluently BUT we are rarely taught how. It’s an unrealistic expectation to believe that we are fluent in the language of money without being taught the rules of it.

So, it’s time to stop beating yourself up for the past decisions you’ve made about money.

Uncovering beliefs about money and connecting them to what you do with your money is what our work will be about. This is the key to changing your relationship with money so that you are in control of it rather than it being in control of you.

Often, when individuals come to me for financial therapy, they have already tried to address financial issues on their own. Despite taking the steps to make a change - and having a desire to change - things either stay the same or only improve for a short time, leaving them discouraged.

Focusing on core values as a guide, my work with clients is all about the “why” behind their money-related actions and decisions and the “how” to make changes to create long-term financial stability.

Below are some things you might be wondering about financial therapy for individuals. It’s important that clients feel comfortable, so I encourage you to reach out with any questions or concerns not addressed below.

What is it like working with you?

My work is very collaborative in nature. I recognize that people can have a complicated relationship with money and talking about it can be challenging for some people. While I provide suggestions and recommendations, the final course of action is up to you. This type of work is most successful when clients are willing to be vulnerable and are committed to doing the necessary work outside of appointments.

You as the client will be engaging in a coaching-type relationship with me. The work we do together is goal-specific with a focus on the present and the future with some reflection on the lessons leaned from the past.

Do you accept insurance?

No, I do not accept insurance.

I made this decision because I believe that one does not (or should not) have to have a mental health diagnosis in order to get help and support, and using health insurance requires a diagnosis. We can all use help and support at times, and it doesn’t have to get to the point where the only way we can receive it is if we qualify for a diagnosis.

I encourage people to use their HSA/FSA/HRA benefits - if they are able.

I meet for one hour with individuals and 75-minutes with couples.

How much do you charge?

My hourly rate is $175 for individuals.

I just inherited some money and I feel overwhelmed. Can you help me work through this?

Yes, this is a common issue that I help people with. Inheriting money can be life changing, and, more often than not, be emotionally challenging. On one hand an inheritance can relieve financial pressures. On the other hand, receiving an inheritance means that there was a loss and losses tax us emotionally. Inheriting money has a host of possible dilemmas for people that can be misunderstood by friends and other family members. Common issues that people struggle with include:

Shame and guilt about having inherited money

Compulsive spending

Envy from others

Chronic worry about losing the money

Feeling overwhelmed about money management

Deep feelings of inadequacy

Can you help me manage my money?

No, I cannot. I am not a CPA, CFP, or other investment advisor. The information, content, and recommendations provided by Jennifer Calder, LICSW/Jennifer Calder, LLC should not be considered legal or financial advice. You should consult with an attorney or other professional to determine what’s best for your individual needs.

To the extent permitted by law, Jennifer Calder, LICSW/Jennifer Calder, LLC disclaims any and all liability in the event any information, opinions, advice and/or recommendations prove to be inaccurate, incomplete or unreliable, or result in any investment or other financial losses.